Union Plus Program

Below are some of the benefits of the AFL-CIO Union Plus Program. Click here for more about a specific area of interest:

AFM MasterCard

  • A special union credit card with No Annual Fee
  • 24 hour personal customer service
  • Easy application by phone
  • 3-Bonus checks included in your welcome package to be used on balance transfers
  • 8.99% fixed promotional APR on the life of balance transfers
  • Balance transfer fees are waived of the first 90-days
  • Union member Advocacy Program
  • No liability for lost or stolen card
  • Strike skip payments

Secured MasterCard

  • Fraud Protection
  • No liability for lost or stolen cards
  • Online account management
  • Low annual membership fee of $20
  • A fixed 18% APR on purchases

Mortgage and Real Estate

  • Low down payments (not available in all areas), and fees
  • Low-cost loans with competitive fixed and variable interest rates
  • Advice from expert consultants
  • Special programs for first-time home buyers
  • Real estate agent referral
  • $350 toward closing costs- for buyers who use both the real estate and mortgage portions of the program

Health Savings

  • With the Premium Package for just $49.95 per year you and your family can get discounts on retail and mail order prescriptions, dental care, vision care and more
  • Or just for $14.95 per year you and your family can take advantage of the Standard Program, which has the same discounts, with the exception of the dental care discounts and the Nurse Help Line

Education Services

  • Discounts on college textbooks
  • Being privy to apply for the Union Plus Education Foundation Scholarship
  • Education loans for education-related expenses at any accredited college, university, trade, technical or professional school
  • Resources- including financial aid counseling over the telephone, and online services that make planning for college easier and less stressful

Loan Program

  • Loans from $2,500 to $25,000
  • Longer repayment periods for installment loans
  • No application fees or annual fees
  • Member Advocacy Program
  • No penalty if you pre-pay
  • Skip-payment options available
  • 100 percent satisfaction guaranteed
  • Home Equity loans from $5,000 to $250,000
  • Competitive rates and easy payments
  • Loan or line of credit may be a tax deductible

Legal Service

  • Free consultations of up to 30 minutes via phone or in person
  • 30 percent off most complex services
  • No enrollment charge or annual fee
  • No enrollment forms to fill out, once a union member automatically eligible for the program
  • Upfront written-fee agreement
  • Access to the nation's largest legal service - with over 1,700 offices nationwide

Auto Insurance

  • Save an average of $330 per year
  • Quality customer service
  • Multi-car discount
  • Comparison quotes
  • The choice of body shop or mechanic is always up to you

Pet Services

  • 10% saving on all insurance plans available to the general public
  • 1st month's coverage paid for by Union Plus on newly available programs for cats & dogs under age 4 QuickCare First
  • Premiums start as low as $7.65 for a cat and $8.95 for a dog per month
  • Low $50 deductible for each insured accident or illness, unless otherwise stated
  • Additional savings for multiple pets

Everyday Savings

  • Travel and Recreation
  • Auto Buying
  • Goodyear Tires and Service
  • Cingular Wireless Discounts
  • Powell's Bookstore
  • Computer Discounts
  • Flower Discounts
  • Your Credit Score
  • Vacation Tours
  • North American Van Lines
  • ...and much more!